Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.